I cannot stress enough how important it is to put at least $100 away every paycheck. As a minimalist I pay my utility and cell phone bills one check and rent the next check. As you can see, I get paid every two weeks. Sometimes that means I get three paychecks in a month.
I hide it from myself. Just like my tax refund, I instantly put it into Acorns.
If you're terrible at saving money, like I am, you need to actively hide money from yourself. Sounds silly right? But if you see that extra money, you'll think it's OK to eat out "just one more time."
So, to recap:
1. Get paycheck from work.
2. Pay bills and buy necessities.
3. Fill gas tank back up.
4. Put remaining balance or $100 into unseen account.
Hopefully your next big purchase will be an asset. Having to finance a little or nothing at all will save you the most money in the end. Here's an snippet from Acorns:
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